Do you have an injury, physical or mental illness or medical problems that prevent you from working or make it hard to work? If you expect to be out of work for 12 month or longer you may be entitled to federal disability benefits.

The Social Security Administration administers two benefits programs that pay disabled people:

Social Security Disability Income (SSDI)

A government program that provides payments or benefits for people who stop working or are unable to continue to work because of a physical or mental impairment that prevents them from performing “gainful” work for at least 12 month. SSDI is available to people who have worked and earned enough “work credits” by paying Social Security (FICA) taxes over the years through paycheck deductions. The more you have paid into the system, the higher your benefits, up to a maximum.

Supplemental Security Income (SSI)

A need-based program intended to assists the aged, blind or disabled persons who have little or no income or work history. You can qualify for SSI even if you haven’t earned enough work credits to qualify for SSDI. Eligibility depends on assets and other sources of income.

Applying for benefits can be a complex and confusing process. If you believe you are entitled to federal disability benefits, have questions or need help filing your appeal, an attorney can help you. Remember there are time constraints and time may run out for you to receive certain benefits.